25 People Who Followed The Rules Legally And Beat The System

In the vast online community of Reddit, discussions range from the mundane to the extraordinary. Recently, a thought-provoking question surfaced: “What’s the greatest legal loophole you’ve found in life?” The responses, a collection of fascinating anecdotes and insights, shed light on the ingenuity of individuals navigating the complexities of law and society.

#1

Image source: Spindlebrook, Sayo Garcia

A co-worker had a car where it would come with a 30 day free trial of Sirius XM. He never signed up, but after getting a new battery installed he found that the trial renewed itself. Eventually he figured out that all he needed to do for free Sirius XM was to disconnect the battery every 30 days and the trial would automatically reset.

#2

Image source: PUNCHCAT, freestocks.org

You know, you can just order a happy meal for yourself as an adult. No one actually checks.

#3

Image source: omegabaryon, Tdorante10

GameStop ran an promotion where they bought used games for 50 euros. Specific games tho. Anyway I ran to nearby outlet stores bought the stock for 20-30euros per game and threw them to GameStop and got cash. I got about 900 euros out of that before they fixed it.

#4

Image source: evil_burrito, Zhanhui Li

My little brother got a job at Harvard. He didn’t have a college degree. He was allowed to take one class a semester (or something like that). It took him ten years, but he got a degree from Harvard in archeology.

#5

Image source: PolarBearChuck, Nathan Dumlao

That if you’re rich enough, most laws that are punished by fines simply mean those things are legal for a price.

#6

Image source: Plenty_Wash8190, Samuel Regan-Asante

My dad got a parking ticket, on the ticket it said the car was black. My dad’s car was dark green. He contested and won. This was before they took photos and I guess they just didn’t press it, but still, no charge!

#7

Image source: Ok_Spot_5629, RDNE Stock project

Local online retail store (think H&M) ran a competition to win a 150 bucks off coupon. I naturally entered with my account, my sister and my moms. All three of us won and the coupon code sent to all of us was the exact same. So I figured if I created a different email every time, I’d continue using it. Which I did, for the whole year until the expiration date, and by that time I had spent over 5000 bucks without them noticing.

#8

Image source: Earthsubstance, Karolina Grabowska

Pay off a insurance company 5 dollars a week untill it took so l long they settled the debt 2k less than what I owed. They couldn’t take me to court as long as I paid something.

#9

Image source: TK-Squared-LLC, Pixabay

They say most people eat 8 spiders in their lifetime, but really you can eat as many as you want. Treat yourself!

#10

Image source: cordsandchucks, The Nix Company

While in college, I won a “free pizza for a year” contest from Papa John’s on a radio station. It was really one pizza per month for 12 total. I called in and told the guy I had the little card they gave me and he said no problem and sent the delivery guy over who confirmed I had the card and gave me my pizza. Next month I did the same. Then it dawned on me… they’re not taking my card or marking it in any way so I called a different Papa John’s and told them my story and sure enough it worked and they didn’t do anything with my card either. I started working 4 different PJ’s near me to get one pizza per week every month without arousing suspicion. With leftovers, I could stretch it to two or three days easily. I did this for almost two years before I was sick of PJ’s pizza and gave my card to my roommate as I finished college and moved out. For a broke a*s college kid, this saved me. But to this day, I can’t eat PJ’s.

#11

Image source: Igotthesilver, CardMapr.nl

I missed out, but I loved the gold dollar fiasco. In 2008 the US mint produced more than a billion new gold dollar coins. Nobody wanted them. So they figured maybe if they offered free shipping then people would order some online. Some clever folks ordered bookooos of them using credit cards that gave rewards, frequent flyer miles, etc. When the coins were delivered they just deposited them into their bank accounts, paid off the credit card bill, and went to Hawaii with their free frequent flyer miles.

#12

Image source: No-Two79, Pixabay

It used to be cheaper for me to take a class at a nearby university and get student health insurance that way than it was to just buy health insurance. If you get really lucky, you can find a professor who’ll let you do a one-hour independent study, and it’s even cheaper, and if they’re cool with your reasons, you won’t even have to work that hard. Haven’t checked out the prices or done a comparison lately, but it’s always an option, as long as you don’t pick an online class that doesn’t qualify for health insurance.

#13

Image source: airwalker08, Kindel Media

I once got a speeding ticket for driving 52 in a 35 (mph / USA). I was driving on a stretch of road that was only about a mile long (intersections at both ends) and there were no speed limit signs on the road. All adjacent roads had a posted speed limit of 35, so one would assume that the speed limit on the road I was stopped on should be 35. BUT state law dictates that the default speed limit on county roads when not otherwise posted is 50 mph. I took pictures of the road at several places to show that there were no posted speed limit signs, and brought those pictures to court when I challenged the ticket and the judge dropped the ticket.

This isn’t truly great in the grand scheme of things, but for a moment I felt like I had just won the greatest legal case in history.

#14

Image source: queenoflimons, Alan J. Hendry

Air BnB related:

If someone messages you about having more guests over than what you specified on the booking and claim they have you on camera, check to see if they disclose cameras on the property. If not, you do not have to pay for the nights you stayed.

#15

Image source: ramonnoodles2, Pixabay

Oregon doesnt care about misdemeanors from other states

I had arizona ruin years of my life for small weed charges

Oregon cops run my name, hear i have a warrant, and then we have a laugh and then we split ways.

#16

Image source: TheCountChonkula, Simon Ray

I got a refund on a non-refundable flight with Delta. Normally if you cancel a non-refundable flight, they will only give you the value back as a voucher to use on another flight.

I booked a non-refundable flight that I didn’t need to take then cancelled it and got the voucher for the amount for that flight. I used that voucher and booked a refundable flight then cancelled it. It gave me the option to refund it back to my credit card and it let me do it so I got my money back instead of it being applied as a voucher again.

#17

Image source: urbandk84, Kvnga

Cruiseship casino: I was gifted 200$ in credit to pay for ship extras/activities when I ordered my cruise package.

When I got to the casino I realized you could load that credit into the slot machines.

After one round of testing with depositing a small amount and immediately cashing it out worked, I went back and came out of the casino with 2 crisp 100$ bills never placing a bet.

#18

Image source: jimbo5451, Bogdan C Rogulin

I tried and failed to get tickets for the London Olympics via the main ticket application site. A small number of tickets are also sold by national associations and so I went through every single European countries’ Olympic websites. Every one was in high demand or required being a resident except one. On the Icelandic website, the English version mentioned nothing but if you went to the Icelandic language version, then you could buy tickets for almost any event.

So I immediately bought the cheapest tickets for the 100m athletics final, the tennis finals, and the swimming finals.

#19

Image source: HopefulPaperFrog, cottonbro studio

That you can get a divorce by default.

I legit cried after 2 years of struggling to get the papers signed, a divorce that he asked for too!

#20

Image source: pogulup, Anna Shvets

To help build your kid’s credit, make them an authorized user on your cards.  Don’t actually let them use it but your use and payment on your card seems to transfer to the kid.  Step-son had a 730 credit score at 21 without ever taking out any cards/loans himself.

Another credit tip…if you file bankruptcy and need to build credit AND have some cash, take out a secured loan with a bank/credit union.  You have to front the money in a savings account and make payments but there is no reason to get turned down and it rapidly builds your credit back.

#21

Image source: Elfhoe, Ketut Subiyanto

Old LL tried charging me a cleaning fee when i moved out for some very minor things, like hair on the window ledge? I had spent the whole weekend before i moved out cleaning the place so i know it wasnt in bad shape at all. I’m guessing they were going to have cleaners come anyway and wanted to find any reason to charge me.

Long story short, I fought it and won because local law said they had to send a claim via certified mail within 30 days, and all our communication was done via text or email.

#22

Image source: Jutter70, Artem Saranin

Dismounting my biscycle near a zebra crossing turns me into a pedestrian who suddenly has the right of way, because I’m at a zebra crossing. This superpower will stop a Dodge friggin RAM! (btw I’m Dutch).

#23

Image source: houserPanics, Thomas

I went to Hawaii all expenses paid for a job interview that I was not qualified for. 3 nights at a decent hotel and free airfare.

#24

Image source: Dice_to_see_you, Alan Hardman

I had Domino’s pizza app and they had a short lived code for a week mid pandemic for 50% off.  They pulled the coupon but I saved the code.  I manually input it every time I ordered. It worked for a year and a half and I saved a bloody fortune on pizza.  It did sting alot afterwards having to look at regular price for a pizza.  I did Friday pizza night every week for the family so it added up quickly.

#25

Image source: DAM5150, Dom Fou

In college, I lived with my gf. We had renters insurance that I managed.

I left for 6 months to go to grad school in a different state, but only took a portion of my things.

She moved into a different place with a friend of hers. They decided that her friend would keep her rental insurance because it was cheaper.

They had a pipe burst while they were out of town for a few weeks and lost everything.

Turns out, her friends policy was cheaper because it was capped at 10k.

I’m lazy. I never called my insurance company to cancel my policy.

Mid way through their flight over the money, I called my company and said hey, I moved but didn’t tell you, am I still covered? They were like ‘sure, we insure your stuff, not the building ‘.

The claim ended up being close to 50k and was a nice way of replacing all my old c**p from college before starting real life.

Also, for the same claim, the adjuster got so tired of reviewing receipts they just paid the max and let it go.